OFTOBAI

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Records your personal spending inside Telegram: say it out loud and it is written down

Who it is for: Private individuals who have tried to track their spending and given up

Get a demo
Setup none needed
Monthly $3
Timeline right away
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Sound familiar?

  • I installed an expense tracker and gave up on day three.
  • The effort isn't the counting, it's the typing: set up accounts, pick a category from a list, press save.
  • Six actions for one cup of coffee.
  • A week later I just delete the app.
What Finance AI does

You say “lunch 45 thousand and petrol 120” and get two finished entries: amounts, categories, accounts. An answer in 4–5 seconds. Nothing to pick from a list.

Capabilities

++++

Recording an expense

  • A voice message is recognized and broken down in one step.
  • You can type the same thing instead.
  • A photo of a receipt is recorded as one total or line by line into different categories.
  • If something is unclear, it asks again. If a similar expense already exists, it warns you.
++++

Reminders

  • Morning, afternoon and evening about expenses you haven't recorded.
  • About a debt, an installment payment, an exchange rate, a subscription ending.
  • Each reminder is turned on separately.
++++

Debts and credit

  • Who owes you and who you owe.
  • Due dates and installment payments, each in its own section.
++++

Reports and export

  • Reports by category and by account.
  • A month calendar color-coded by day, plus how the balance moved.
  • A “month overview” laid out like a receipt.
  • Export to Excel and CSV for any period: the header is frozen, dates and amounts are real numbers.
++++

Currencies and languages

  • 75 currencies, every one whose rate the Central Bank of Uzbekistan publishes.
  • Rates update themselves, and you can set your own.
  • The interface is in Russian, Uzbek and Tajik.
++++

Your own AI on your own money

  • Connect Claude, ChatGPT or Gemini.
  • Ask it things like “how much do I spend on taxis”.
  • Read-only access.

Live demo

How it works

  1. 01

    You open the bot in Telegram

    No Android or iOS app to install. You sign in with your Telegram account.

  2. 02

    You say one expense out loud

    It takes a minute to try: say an expense and look at what came out. The answer takes 4–5 seconds.

  3. 03

    You use it free for three days

    Everything is open during the trial and no card is needed.

  4. 04

    You pay for the subscription

    By card through Payme or Click: $2 for the first month, then $3 a month or $31 a year.

How it can work for you

Examples of how the product can work in different businesses. These are not client results.

You have given up on tracking more than once

There is nothing to type in: you say one sentence and the entry appears by itself. If you record nothing all day, a reminder comes in the morning, the afternoon and the evening.

Income and spending in different currencies

75 currencies are available at the Central Bank of Uzbekistan rate, and the rate updates itself. If you have your own exchange rate, you can enter it by hand.

Installments and money borrowed from friends

Debts and installment payments are kept in their own sections with due dates. A reminder comes for a payment and for a debt.

Connection and technical details

  • Runs inside Telegram: no Android or iOS app to install.
  • You sign in with your Telegram account, and the data is stored on the server.
  • No syncing needed: open it on your phone, open it on your computer, it is the same data.
  • A voice message is recognized and broken down in one step, with an answer in 4–5 seconds.
  • A photo of a receipt is recorded as one total or line by line into different categories.
  • 75 currencies at the Central Bank of Uzbekistan rate; rates update themselves and you can set your own.
  • The interface is in Russian, Uzbek and Tajik.
  • Export to Excel and CSV for any period.
  • Payment by card through Payme and Click.
  • Your own AI (Claude, ChatGPT or Gemini) connects with read-only access.

Integrations

TelegramExcelPaymeClick

Pricing

Trial

Setup
—
Monthly
3 days free
What is included
  • Everything is open
  • No card needed

First month

Setup
—
Monthly
$2
What is included
  • A reduced price for the first month
  • Everything the app can do

Month

Setup
—
Monthly
$3
What is included
  • Everything the app can do
  • Paid every month

Year

Setup
$31
Monthly
—
What is included
  • Everything the app can do
  • Paid once for the year

17 % cheaper.

Payment by card through Payme and Click. You pay for the whole app, there are no separate purchases inside it.

FAQ

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